Plan with clarity

    Plan your goal. See what it takes.

    Rubiani calculators help you turn your investment goal into a clear plan. Explore how much to set aside, how long it could take and how your contributions could grow—whether you are starting today or reviewing your next steps.

    A couple planning their financial goals together

    How it works

    1

    Choose your goal

    Select the calculator that matches what you want to achieve.

    2

    Explore your options

    Start with what you can set aside and see what it could achieve or, where available, work backwards from your target to estimate the contributions needed.

    3

    Review your plan

    Adjust the available inputs—such as contributions, timeframe and target—to explore a plan that fits your circumstances.

    Choose your calculator

    Select the goal you want to plan, then explore the available inputs and assumptions.

    My Education Fund Calculator

    Explore a contribution plan for future school fees or estimate what may be needed for your chosen education costs.

    Calculate my plan

    My Retirement Fund Calculator

    Estimate how your contributions could build toward retirement capital and future income.

    Calculate my plan

    My Passive Income Fund Calculator

    Explore the capital and contribution path that may support your future income objective.

    Calculate my plan

    My Freedom Fund Calculator

    Model a possible path toward financial independence and your chosen future income.

    Calculate my plan

    My Capital Builder Fund Calculator

    Project what regular contributions could build, or estimate the contribution needed for a capital target.

    Calculate my plan

    My Home Ownership Fund Calculator

    Estimate a practical contribution path toward buying, building or completing a home in Kenya.

    Calculate my plan

    My Homecoming Fund Calculator

    Plan the target and contributions for relocation, settling in and your return-home priorities.

    Calculate my plan

    My Family Support Fund Calculator

    Explore a structured contribution plan for continuing family support needs at home.

    Calculate my plan

    Want to understand the products first? Explore Our Products.

    Additional planning tools

    Explore broader portfolio illustrations separately from the eight goal calculators.

    Portfolio Builder

    Explore how an initial investment, regular contributions and selected asset types could form a diversified long-term portfolio.

    Open planning tool

    Portfolio Optimizer

    Compare illustrative portfolio-review approaches using simulated money market fund rates over time.

    Open planning tool

    Ready to start your investment journey?

    Once you have explored a practical path for your goal, open your account and begin building toward it.

    Open my account