Earn income from different sources
Spread investments across different opportunities so your income does not depend on one source.
Private Wealth Management
Bring structure and purpose to your wealth.
Rubiani helps individuals and families organise accumulated wealth into a clear investment plan. Our two private wealth products help you structure your portfolio and optimise your investment returns.
Rubiani Portfolio Builder
Build a portfolio around your goals.
Designed for individuals and families with substantial accumulated wealth, the Rubiani Portfolio Builder brings your investments into a structure that reflects your goals, income needs and access to cash.
Your portfolio may include exchange-traded funds (ETFs), offshore investments, bonds, Treasury bills, commercial paper, real estate products, money market funds, bond funds, stocks and specialised funds.
You choose your portfolio with our guidance, based on what you want to achieve. We then put the agreed structure into effect.
Investment choices: Each investment must be suitable for your circumstances and available when the portfolio is prepared.
Where appropriate, longer-term planning may also consider trusts, succession and family arrangements. These remain secondary to building a clear investment portfolio.
Reduce the impact of currency changes
Include suitable investments in different currencies to help protect against changes in the value of the shilling.
Keep money available when you need it
Provide for immediate and short-term expenses while maintaining investments that support income over the longer term.
Improve overall portfolio returns
Review how your investments work together, balancing potential returns with risk and access to your money.
Rubiani Portfolio Optimizer
Optimise returns on your fixed-income investments.
The Rubiani Portfolio Optimizer focuses on improving returns from money market funds, bond funds, Treasury bonds and Treasury bills, while seeking to preserve your capital and minimise risk.
We monitor opportunities and move investments between suitable products and providers when worthwhile, considering returns, costs and when you need access to your money.
Protecting capital, keeping risks lower and seeking improved returns are objectives, not guarantees.
Review available returns
Compare money market funds, bond funds, Treasury bonds and Treasury bills.
Move when it is worthwhile
Consider a change only when a suitable opportunity and its expected benefit justify the move.
Balance return, protection and access
Keep your income goals, the protection of your capital and access to your money in view together.
Let’s discuss your portfolio
Tell us what you hold today, the income you need and what you want your wealth to achieve. We can help you consider the next practical step.