Structured Wealth Planning for Kenyans Living Abroad

    The diaspora challenge is rarely about low returns. It’s about structure.

    Unplanned remittances. Emotional financial decisions. Lump sums sitting idle. FX losses. No clear timeline. No coordinated plan. No local oversight you fully trust.

    You are working hard abroad — but the money at home feels scattered. That is the real problem.

    Rubiani is a wealth management firm with over 20 years of experience. We’ve developed three practical planners to help you turn contributions into real outcomes — with clarity, discipline, and accountability.

    1) Plan Your Return: Build relocation capital, a settling runway, and an income engine for your return.
    2) House Builder: Plan steady contributions to build or finish your home in Kenya — in disciplined stages.
    3) Family Support: Structure school fees or dependent support so it’s sustainable and predictable.

    Choose a planner below to see how your funds can translate into fulfilling your goals.

    Rubiani Support Fund Calculator

    Tip: If support needs are in Kenya (school fees, parents, family), KES is usually the simplest reference.
    FX Rate Used (Editable)
    This converts your transfer currency into your investment currency for the projection.
    KES
    Conversions are estimates; actual FX may vary at the time of transfer.

    Why a Support Fund?

    • More peace of mind: create a stable fund that supports your loved ones.
    • Sustainable support: aim to support from investment income, not pressure.
    • Clear planning: see what your monthly transfers can achieve over time.

    Disclaimer: This calculator provides simulated projections based on assumptions. Rubiani Capital Limited does not guarantee these returns. Actual returns are subject to the performance of the underlying fund managers.

    Rubiani Global Home Plan Calculator

    Tip: If your goal is priced in Kenya (contractor quotes, materials, labour), KES is usually the simplest reference.
    FX Rate Used (Editable)
    This converts your transfer currency into your investment currency for the projection.
    KES
    Conversions are estimates; actual FX may vary at the time of transfer.
    Budget is assumed to be in your investment currency (KES or USD) for simplicity.

    What this helps you do

    • Plan with clarity: see what your monthly transfers can achieve over time.
    • Stay predictable: focus on steady progress, not market noise.
    • Build at home: align your savings to your real construction budget.
    • Need help onboarding? Talk to us →

    Disclaimer: This calculator provides simulated projections based on assumptions. Rubiani Capital Limited does not guarantee these returns. Actual returns are subject to the performance of the underlying fund managers.

    Rubiani Homecoming Fund Calculator

    Build a practical fund for your return home — covering relocation, a settling runway, and a long-term income engine (with optional health reserve and real estate diversification).
    FX Rate Used (Editable)
    This converts your contribution currency into your investment currency for the projection.
    KES
    Conversions are estimates; actual FX may vary at the time of contribution.

    Homecoming Options

    Choose what matters most for your return. You can start with estimates today and refine over time as your plan becomes clearer.
    If selected, we ring-fence 10% of your projected plan as a health cushion to support a smoother transition.

    Homecoming, Made Practical

    • Return with confidence — not pressure.
    • Plan for relocation, runway, and income in one place.
    • Start with simple defaults — refine as you go.

    Disclaimer: This calculator provides simulated projections based on assumptions. Rubiani Capital Limited does not guarantee these returns. Actual returns are subject to the performance of the underlying fund managers.