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    Plan School Fees Before They Become Urgent

    The Rubiani Education Fund helps you build a dedicated education savings plan through disciplined investing. Instead of scrambling when fees are due, you grow a structured fund steadily over time.

    The idea is simple: invest consistently, let compounding do the heavy lifting, and use the fund to cover school fees when they fall due — with less financial pressure on the family.

    Use the calculator to model your child’s timeline and see how your monthly investment could support school payouts.

    Try the Calculator How It Works
    Rubiani Education Fund

    Why this product works

    Timeline Planning
    Align the fund to primary, secondary, and university years.

    Compounding Growth
    Your contributions grow steadily as returns accumulate.

    Reduced Pressure
    Prepare early instead of borrowing or rushing at fee time.

    Goal-Focused
    Designed specifically around predictable school fee needs.


    Who is this for?

    This is designed for parents and guardians who want a disciplined way to plan school fees without relying on last-minute borrowing.

    • Parents planning for primary, secondary, or university education
    • Guardians supporting a child’s long-term academic journey
    • Families who prefer structured investing over reactive saving
    • Savers who want clearer visibility on future payouts

    It may not be suitable for short-term investing or high-risk strategies.


    What could this look like in practice?

    Illustration:

    If you invest KES 15,000 per month consistently, your education fund can grow into a meaningful base that supports school fee payouts over time.

    Projected illustration for planning (not a guarantee). Use the calculator below to model your child’s exact timeline.


    How it works

    Step 1: Choose your timeline
    Start with your child’s age and expected school years.

    Step 2: Invest consistently
    Contribute monthly and allow compounding to grow your fund.

    Step 3: Pay school fees smoothly
    Use the fund payouts as school fees fall due.


    Estimate Your Education Plan

    Rubiani Education Fund Calculator



    Prefer full-screen? Open the calculator.


    Designed for clarity

    We keep assumptions visible and the plan structured—so you understand what drives the projection.

    Important note

    Projections are illustrations, not guarantees. Investing involves risk and returns may vary over time.


    Frequently Asked Questions

    1. Is this guaranteed?
    No. The calculator provides projections based on assumptions. Actual outcomes may vary.

    2. Can I adjust contributions?
    Yes. You can increase, reduce, or pause contributions—this affects the final projection.

    3. What if school fees rise faster than expected?
    You can adjust the assumptions or contribution amount to model higher future costs.

    4. Can I withdraw early?
    Early withdrawals may reduce the fund available for future fee payments.

    5. Who is this best for?
    Parents and guardians who want a disciplined, long-term approach to school fee planning.


    Start building your education fund

    Use the calculator, choose a sustainable monthly amount, and build a plan you can maintain over time.

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