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Disclaimer: This calculator provides simulated projections based on assumptions. Rubiani Capital Limited does not guarantee these returns. Actual returns are subject to the performance of the underlying fund managers.
Important Notes & Assumptions:
Calculations assume an average annual return of 10%. Actual returns depend on prevailing market conditions. Historically, returns have generally ranged between 10% and 15%, though future performance is not guaranteed.
Rubiani works hard to secure strong market returns while keeping your money in carefully selected, lower-risk investments.
School fees are assumed to be paid once per year, in the week after Christmas preceding the new school year.
If you select "Start with my monthly contribution", the calculator estimates sustainable annual school fees based on preset stage ratios (e.g. Senior School is typically higher than Primary).
Funds are invested under your name, ensuring ownership and control of your wealth.
The income you receive in the future may feel less than its value today, because prices generally rise over time.