Make Work Optional — On Your Terms

The Rubiani Freedom Fund is designed to help you build a strong investment base that can support your lifestyle choices over time — whether that means reducing work hours, switching careers, taking a sabbatical, or retiring earlier than planned.

It’s not about chasing quick wins. It’s about building a “freedom runway”: steady investing, long-term growth through compounding, and a clear view of how close you are to financial independence.

Use the calculator to estimate what your fund could look like over time, and what monthly lifestyle income it could potentially support.

Rubiani Freedom Fund

Why this product works

Freedom & Choice
Build the ability to make life decisions without financial pressure.

Freedom Runway
A clear path toward making work optional over time.

Compounding Growth
Your base grows as returns accumulate year after year.

Lifestyle Buffer
Designed around supporting lifestyle income sustainably.



Who is this for?

The Freedom Fund is designed for people who want to build financial independence progressively — without relying on risky speculation.

  • Professionals who want the option to change careers or work less later
  • Business owners building a long-term personal wealth base
  • Individuals aiming for financial independence in 10–20 years
  • Savers who prefer structured investing and measurable progress

It may not be suitable for short-term trading or high-risk strategies.


How it works

Step 1: Invest consistently
Choose a monthly amount you can sustain.

Step 2: Grow your runway
Let time and compounding build your capital base.

Step 3: Make choices with confidence
Estimate what lifestyle income your fund could support.


What could this look like in practice?

Illustration:

If you invest KES 25,000 per month for 4 years, your fund could grow to approximately KES 1,174,450.

Based on our current projection assumptions, that could support a lifestyle income of about KES 9,787 per month.

This is a projection for planning purposes — not a guarantee. Use the calculator below to test different amounts and timelines.


Estimate Your Freedom Runway

Adjust the inputs to see a projected path toward financial independence.

Rubiani Financial Freedom Calculator


Financial Freedom 101

  • Freedom income means your money works for you.
  • It takes time — consistency beats speed.
  • Rubiani offers Passive Income, FIRE & Real Estate solutions.

Prefer full-screen? Open the calculator.


Designed for clarity

We keep assumptions visible and the plan structured—so you understand what drives the projection.

Important note

Projections are illustrations, not guarantees. Investing involves risk and returns may vary over time.


Frequently Asked Questions

Is this the same as FIRE?
It is inspired by the idea of financial independence, but your timeline and goals are personal. This is a planning tool.

Is this guaranteed?
No. The calculator provides projections for planning. Returns may vary over time.

Can I change my contributions?
Yes. You can adjust contributions, but it will affect the outcome and timeline.

What if I withdraw early?
Early withdrawals may slow down progress. The plan works best when given time to compound.

Who is this best for?
People who want structured progress toward financial independence without speculation.


Start building your freedom runway

Use the calculator, choose a sustainable monthly amount, and build a plan you can maintain over time.