Retirement planning is not just about saving — it’s about building an investment base that can support your lifestyle when regular work income reduces.
With consistent investing and disciplined long-term growth, you can create a retirement fund that helps protect your dignity, your health choices, and your independence later in life.
Rubiani’s approach keeps the plan clear: invest consistently, allow compounding to work over time, and estimate what monthly retirement income your fund could support.
Long-Term Security
Clear, Structured Plan
Compounding Growth
Income Planning
The Retirement Builder is designed for individuals who want a structured and disciplined approach to preparing for life after active work.
It may not be suitable for short-term investing or high-risk strategies.
Illustration:
If you invest KES 30,000 per month for 10 years,
your fund could grow to approximately KES 6,850,000.
Based on our current projection assumptions, that could support a retirement income of about
KES 85,000 per month.
This is a projection for planning purposes — not a guarantee. Use the calculator below to test different amounts and timelines.
Step 1: Invest consistently Step 2: Allow compounding to work Step 3: Plan your retirement income
Adjust the inputs to see a projected path toward your retirement income goal.
Prefer full-screen? Open the calculator.
We keep assumptions visible and the plan structured—so you understand what drives the projection.
Projections are illustrations, not guarantees. Investing involves risk and returns may vary over time.
1. Is this guaranteed? 2. Can I adjust contributions later? 3. What return rate is used? 4. What if I stop contributions? 5. Who is this best for?
Use the calculator, choose a sustainable monthly amount, and build a plan you can maintain over time.
Build a Retirement Income You Can Rely On
Why this product works
Build a reserve that supports your lifestyle later in life.
A simple approach built around consistency and time.
Your balance grows as returns accumulate over the years.
Estimate what monthly retirement income your fund could support.
Who is this for?
What could this look like in practice?
How it works
Pick a monthly amount you can sustain over time.
Your investment base grows as returns accumulate.
Estimate the monthly income your fund could support.
Estimate Your Retirement Plan
Rubiani Retirement Calculator
Designed for clarity
Important note
Frequently Asked Questions
No. It is a planning projection. Actual outcomes depend on returns and contribution consistency.
Yes. The plan is designed to be flexible, though changes can affect results.
An assumed rate is used for illustration. This can be updated as market conditions change.
Your fund may still grow, but reaching your target income may take longer.
People who want a disciplined, long-term approach to retirement planning.
Start building your retirement plan
